SME360 — run your business by just talking to it
SME360
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Pre-launch · Early access open

Run your business by just talking to it.

SME360 is the AI operating system for your business. Tell it what happened in plain words — “paid ₦8k for fuel” — and it records the money, sends invoices, tracks stock and even reads your bank. No bookkeeping. No stress.

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You're on the list — we'll email you the moment your spot opens.
Free early access No card needed Limited first-cohort spots
sme360app.com
Tuesday, 14 March
Good morning, Sadiq
Sadiq Cement
Money in
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Money out
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Profit kept
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Owed to you
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Cash at hand
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Low stock
1
Overdue
Your AI advisor
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Try saying
What it actually does for you

Five things you'll never do again.

Not features — the actual work SME360 takes off your hands.

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SME360
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MOBIL · KADUNA
PMS 20L8,000
VAT0
TOTAL₦8,000
14/03/2026 · 07:41
07:41
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07:41
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You're asleep. It isn't.
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Sadiq Cement
Kaduna · Nigeria
Invoice
INV-0042
Billed to
Ade Okonkwo
Cement
12 bags @ ₦8,000
₦96,000
Total due
₦96,000
Due in 14 days · Payable by transfer
Read from your photo
Amount₦8,000
VendorMobil
Date14 Mar 2026
Filed underExpenses › Fuel
Photo kept in your Memory Vault
Owed to you ₦640,000
Adeyemi Ltd₦280,000
34 days overdue
Bello Stores₦210,000
19 days overdue
Chidi Ventures₦150,000
8 days overdue
3 reminders sent on WhatsApp · worded by you
GTBANK ····4821 · READ-ONLY
Transfer received
Sales
+₦120,000
POS purchase
Fuel
−₦8,000
Airtime top-up
Data & airtime
−₦2,000
7:00 · your morning message
Yesterday: ₦120,000 in, ₦10,000 out. 1 invoice overdue. Cement running low.
Straight answer
Your average job margin is 22%. Most builders aim for 30–35%. Raising quotes about 10% would add roughly ₦180,000 a month.
Draft new price bands
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What's inside

One app for the whole business.

Everything you'd hire an accountant, a store-keeper and a debt-collector for — in one place you'll actually enjoy opening.

01
Money in & out
Record every naira the moment it moves. Cash, transfer or POS.
02
Invoices & receipts
Send clean, professional invoices — and auto-receipt every payment.
03
Inventory
Know what's in stock before you run out — SME360 counts as you sell.
04
Clients & vendors
Every contact and their full history in one tidy place.
05
Projects
Track a job from quote to final payment, with costs attached.
06
Debtors
See who owes you, how long, and chase them — politely, automatically.
07
Reports
Understand your profit — in plain language, without an accountant.
08
Bank connection
Link your account and let transactions flow in and file themselves.
Who it's for

If money moves through it, SME360 keeps up.

Built for everyday business owners — not accountants.

Retail shops Social media vendors Restaurants & food Logistics & delivery Consulting Real estate Construction contractors Cooperative societies Freelancers E-commerce Agribusiness Schools Clinics Oil & gas contractors Manufacturing Event management NGOs Project-based work
How it works

Up and running in an afternoon.

01
Get in & connect

Join the waitlist. When your spot opens, link your bank in a couple of taps — read-only, always.

02
Talk to it like a person

Message SME360 on WhatsApp or in the app. Invoices, expenses, stock — just say what happened.

03
Watch it run itself

Your books, reports and debtor list stay current on their own. You just run the business.

Trust & security

Serious about your money. Calm about your data.

Bank-grade encryption
Your data is protected end to end, at rest and in transit.
Read-only bank access
SME360 can see transactions — it can never move your money.
Your data is yours
Export or delete it anytime. We never sell it — full stop.
Built for here
Naira-first and made for how business really works in Nigeria.
Early access

Be first to run your business the easy way.

Join the waitlist for free early access. We'll email you the moment your spot opens.

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You're on the list. We'll be in touch soon.
Free to start No card Limited first-cohort spots